We serve a wide cross-section of families and individuals of various ages and occupations, from young professionals to retirees. While many do not live near our offices, distance is never a factor due to the close and connected relationships we build with our clients. We maintain a high level of communication to keep our clients informed and up to date. Our clients usually prefer us to come to them for those times when a face-to-face meeting would be best.
While each client is unique, we find commonalities in the questions they ask. How will I balance the needs of supporting my family today with my long-term goals of retirement? Will I have enough to retire and support my lifestyle when the time comes? Can I leave a legacy for my family? These are valid concerns that we not only take very seriously, but apply considerable effort and experience to thoroughly addressing them.
We have the capabilities and services to address the financial priorities in our clients’ successful lives – from managing and preserving their wealth, to leaving a legacy for their loved ones.
Our objectives are to preserve your wealth, achieve a reasonable rate of return, keep internal investment expenses low, and counter the erosive effects of inflation and taxes. We know that a proper asset allocation among cash, equities, fixed-income securities and alternative investments is essential to pursuing investment goals. We believe the formula for investment management should include the key components of skilled investment research, long-term planning and a well-managed professional relationship. Rather than resort to off-the-shelf model portfolios, we customize each client’s portfolio to their unique situation, goals and needs.
There is more to your life than simple transactions and returns. Similarly, there’s more to financial planning than just a portfolio and a retirement strategy, so we look at planning through a wide lens and develop strategies designed to pursue your goals and address the issues that arise as you approach each important stage in life.
Preserving your wealth and maintaining your standard of living are among your highest priorities. Because people are living longer today, the possibility of spending 30 years in retirement requires careful planning and disciplined investing. Careful distribution strategies and tax planning is essential for prolonging the life of your portfolio. We can create a plan for systematic distributions from your portfolio designed to preserve your principal. We can also assist you with longevity planning, required minimum distributions, income planning, tax strategies, proper account titling and beneficiaries, multigenerational wealth transfer, charitable giving, and asset protection and reallocation.
Whether it’s providing income for a spouse, educating children or grandchildren or leaving money to your favorite charity, proper estate planning can ensure that the assets accumulated over your lifetime are protected and preserved for the use you have intended.
We take a tax-sensitive approach to financial planning and work with you and your other professional advisors – accountants and tax attorneys – to prepare your tax returns and help minimize the impact of taxes. By developing and implementing strategies designed to lessen or shift current and future tax liabilities, we can help improve your prospects for meeting your financial objectives. In addition to impacting your life today, prudent tax planning can play a large role in the amount of wealth you will be able to someday transfer to your heirs.